Students wishing to purchase student health insurance now have a variety of options to choose from. Students are advised to carefully read the description of benefits and coverage options available for any insurance provider they choose. Below are several options to help you with the selection process.
Option 1: TSU sponsored Student Health Insurance
International students are required to have health insurance and will automatically be enrolled in and billed for the university-sponsored health insurance plan. These students will have an opportunity to apply for a waiver, by providing proof of comparable health insurance, by the 20th class day. The charge for the university-sponsored health insurance will be removed for approved waivers only.
Click on www.gallagherstudent.com/TSU for detailed information about the university sponsored health insurance plan.
Option 2: Parent’s Plan
Students are eligible to remain on their parent’s insurance until they turn age 26. Once you turn 26, you qualify for a special enrollment period and can now get coverage through the Marketplace.
Option 3: Marketplace Coverage
The Health Insurance Marketplace, also known as the health Insurance Exchange, helps uninsured people find health coverage. Open enrollment begins November 15, 2014. You can enroll for insurance on the Marketplace during the open enrollment period or any time you qualify for a special enrollment period. Go to www.healthcare.gov to enroll in the Marketplace.
Option 4: Employment based insurance
Contact your place of employment Human Resources department for more information and to see if you qualify for insurance through your employer.
Option 5: Purchase private health insurance on your own
You may choose to purchase insurance without the assistance of the Marketplace. Be aware that when you purchase health insurance outside the Marketplace, you may not be eligible for premium tax credits or lower out of pocket expenses based on your income.